PM Surya Ghar Subsidy 2026: How to Claim ₹78,000 for Your Home Solar Installation
TL;DR: The central government's PM Surya Ghar: Muft Bijli Yojana offers up to ₹78,000 as direct subsidy for residential rooftop solar. It's transferred directly to your bank account within 30 days of installation and DISCOM approval.
What Is the PM Surya Ghar: Muft Bijli Yojana?
Launched in February 2024 by the Ministry of New and Renewable Energy (MNRE), the PM Surya Ghar: Muft Bijli Yojana has a total outlay of ₹75,021 crore with an ambitious goal: install rooftop solar on 1 crore homes across India.
The scheme provides two benefits to eligible homeowners:
- 1Direct financial subsidy of up to ₹78,000 credited to your bank account
- 2Up to 300 free units per month of electricity through net metering credits
The scheme is implemented through your local electricity distribution company (DISCOM) — BESCOM in Bangalore, TSSPDCL or TSNPDCL in Hyderabad.
PM Surya Ghar Subsidy Slabs: How Much Can You Get?
| System Capacity | Subsidy Rate | Total Subsidy |
|---|---|---|
| 1 kW | 60% of benchmark cost | ₹30,000 |
| 2 kW | 60% of benchmark cost | ₹60,000 |
| 3 kW | 60% for first 2 kW + 40% for third kW | ₹78,000 |
| Above 3 kW | Capped | Maximum ₹78,000 |
The subsidy is capped at 3 kW — you cannot receive more than ₹78,000 regardless of system size. The amount is transferred via Direct Benefit Transfer (DBT) within 30 days of installation and DISCOM approval.
Who Is Eligible?
Basic Eligibility Requirements
- •Indian citizen
- •Own a residential property (not tenants or renters)
- •Valid electricity connection under a DISCOM
- •Sufficient rooftop space for the desired system size
- •Must not have previously availed any solar panel subsidy from the government
Who Can Apply
- •Individual homeowners with independent houses, villas, bungalows
- •Group Housing Societies (GHS) for common area installations
- •Resident Welfare Associations (RWAs)
Documents You Need Before Applying
- 1.Aadhaar Card — identity and address verification
- 2.Latest Electricity Bill — confirm consumer number and DISCOM details
- 3.Property Ownership Proof — sale deed, property tax receipt, or mutation certificate
- 4.Bank Account Details — passbook or cancelled cheque for subsidy transfer
- 5.Passport-size photograph
How to Apply for the PM Surya Ghar Subsidy: Step-by-Step
Register on the Portal
Visit pmsuryaghar.gov.in and register using your mobile number, Aadhaar, and email address.
Fill Your Application
Enter your consumer number, state, and DISCOM details to complete the application form.
Get DISCOM Feasibility Approval
Your DISCOM performs a technical feasibility check on your property and connection.
Choose a Registered Vendor
You must select an installer from the portal's approved vendor list. Using an unregistered installer will result in subsidy rejection.
Get the System Installed
The vendor carries out site assessment, system design, and installation — typically 2–4 days.
Apply for Net Metering
Your vendor applies for net metering with the DISCOM on your behalf.
DISCOM Inspection and Commissioning
DISCOM officials inspect the installation and issue a commissioning certificate.
Submit Bank Details and Receive Subsidy
Upload your bank account details on the portal and receive up to ₹78,000 within 30 days.
How to Check Your Application Status
- 1.Visit pmsuryaghar.gov.in
- 2.Go to Login → Consumer Login
- 3.Enter your mobile number and captcha
- 4.Click Verify to see your application status
What Size Solar System Is Right for Your Home?
| Monthly Bill | Recommended System Size | Estimated Subsidy |
|---|---|---|
| ₹1,500 – ₹3,000 | 1 kW – 2 kW | ₹30,000 – ₹60,000 |
| ₹3,000 – ₹6,000 | 2 kW – 3 kW | ₹60,000 – ₹78,000 |
| ₹6,000 and above | 3 kW+ | ₹78,000 (maximum) |
A 3 kW system generates 12–15 units per day, making it the sweet spot for homes in cities like Bangalore and Hyderabad with typical consumption patterns.
Can You Finance the Remaining Cost After the Subsidy?
- •Collateral-free solar loans at approximately 7% interest are available through empanelled banks and NBFCs
- •EMI plans are available through MNRE-registered installers
- •EMI can be structured to roughly match your current electricity bill, making the transition cost-neutral from day one
Why You Should Not Wait to Apply
- •The scheme has a fixed budget of ₹75,021 crore and is funded until FY 2026–27 — when funds are exhausted, the subsidy stops
- •Over 30 lakh households have already applied, and demand continues to grow
- •A 3 kW system has a payback period of 4–5 years, after which you enjoy 20+ years of effectively free electricity
How Arkahub Helps You Claim the Full Subsidy — Without the Hassle
- •MNRE-approved residential solar installer
- •Handles the entire process end to end: roof assessment → system design → DISCOM coordination → installation → subsidy documentation
- •Most installations go live within 14 days of confirmation
Last updated: March 2026. Subsidy details and scheme guidelines are subject to change by MNRE. Always verify current figures at pmsuryaghar.gov.in before applying.
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Frequently Asked Questions
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Is the PM Surya Ghar subsidy available in Bangalore and Hyderabad?
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