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EMI Eligibility for Residential Solar Systems in India

Most Indian homeowners can now install rooftop solar using EMI plans instead of paying the full amount upfront, making solar power accessible to more middle-class and salaried families. EMI eligibility for residential solar depends on your income stability, credit score, existing debts, and the policies of banks, NBFCs, or fintech partners that finance solar projects. Arkahub works with leading financial institutions (like SBI, Bank of Baroda, etc.) to help customers qualify for EMIs with minimal paperwork and quick approvals.

What Is Solar EMI Financing?

Solar EMI financing allows you to convert the total cost of your rooftop solar system into fixed monthly instalments over a defined tenure. Many lenders treat residential solar as a secured or semi-secured loan linked to your home, or as an unsecured personal/green loan depending on ticket size and profile. In many cases, the EMI amount is close to or lower than your monthly electricity bill savings, making the switch to solar cash-flow friendly.

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An EMI Calculator to find the Right Financing Plan for You

Use our state of the art EMI calculator to explore the financing plan that works for you best. Avail our financing options to buy your solar system with easy monthly payments.