How to apply for PM Surya Ghar Muft Yojana step by step

Who qualifies for this subsidy?

The scheme targets residential consumers with a grid connected electricity connection. You must own the property or have documented permission to install on the rooftop. Apartments with shared rooftops generally do not qualify unless the housing society applies collectively.

Your electricity bill must be in your name. The Aadhaar linked to your application should match the name on the bill. If there is a mismatch, get it corrected with your DISCOM before starting the application. This single step prevents the most common rejection we see.

The subsidy covers on grid systems only. Off grid or hybrid setups with battery storage are not eligible under this scheme. Systems from 1 kW to 10 kW qualify, though the subsidy amount is capped at ₹78,000 for 3 kW and above.

Documents you need ready

Gather these before you open the portal. Missing even one document stalls the process by days.

• Latest electricity bill with consumer number
• Aadhaar card of the applicant
• Bank passbook first page or cancelled cheque
• Passport size photograph of the applicant
• Photograph of the rooftop where panels will go

After installation, you will also need the commissioning report from your installer, a photograph of the installed system with the net meter visible, and the net meter approval letter from your DISCOM.

Step by step portal application

The application happens on the national PM Surya Ghar portal. Here is the sequence that works cleanly when followed in order.

Step 1: Register on the portal. Visit the official PM Surya Ghar website. Select your state and electricity distribution company (DISCOM). Enter your electricity consumer number and mobile number. You will receive an OTP for verification.

Step 2: Fill in rooftop details. Once registered, log in and enter your rooftop area, the system size you want (for example, 3 kW or 5 kW), and upload the rooftop photograph. The portal uses this to generate a feasibility check.

Step 3: Choose a registered vendor. The portal shows a list of MNRE empanelled vendors in your area. Select one. This is where working with an experienced installer matters. We handle this coordination end to end, including the technical site survey that confirms the right system size for your roof and load.

Step 4: Get DISCOM approval. Your DISCOM reviews the application and issues a technical feasibility report. This can take anywhere from a few days to a few weeks depending on your city. Some DISCOMs are faster than others.

Step 5: Install the system. Once DISCOM approval comes through, your vendor installs the rooftop solar system. Installation itself typically takes 24 to 48 hours depending on system size.

Step 6: Net meter installation. After the solar system is commissioned, the DISCOM installs a bidirectional net meter. This allows surplus power to flow back to the grid and adjusts your bill accordingly.

Step 7: Upload commissioning report. Log back into the portal and upload the commissioning certificate, net meter photograph, and bank details. The subsidy amount is then disbursed directly to your bank account within 30 days of verification.

Common mistakes that delay approval

Name mismatches between Aadhaar and the electricity bill are the single biggest cause of rejection. Fix this before you apply. Contact your DISCOM for a name correction if needed.

Uploading blurry or incorrect rooftop photographs also causes delays. Take a clear, well lit photo showing the full rooftop area from above or at an angle that shows available space.

Some applicants choose a system size that exceeds their sanctioned electrical load. The DISCOM will flag this during feasibility review. Confirm your sanctioned load on your electricity bill before selecting a system size on the portal.

Skipping the technical site survey is another common error. A proper site visit by an engineer confirms whether your roof structure can handle the load, whether there is shading that affects panel placement, and whether your electrical panel needs any upgrades. We schedule this visit within two days of booking.

How an installer simplifies this

The portal steps look straightforward on paper, but homeowners often face friction at the DISCOM approval stage and during net meter coordination. An experienced installer manages vendor registration, DISCOM paperwork, commissioning documentation, and subsidy claim uploads on your behalf.

We handle the full process from site survey to grid connection, including all approvals. Our team coordinates directly with your local DISCOM for net metering, so you do not need to chase follow ups yourself. This is especially valuable in cities where DISCOM response times vary.

Choosing an MNRE approved vendor is not optional if you want the subsidy. The portal only lists empanelled companies. We are MNRE rated 4.9 and above, and we operate in Bangalore, Hyderabad, Pune, and Nagpur, with Chennai and Dehradun launching soon.

Subsidy amount by system size

The subsidy structure under PM Surya Ghar Muft Yojana is straightforward. For the first 2 kW, you receive ₹30,000 per kW, totalling ₹60,000. For the third kW, the rate drops to ₹18,000. Systems of 3 kW and above receive a flat ₹78,000 total.

This means a 2 kW system gets ₹60,000 in subsidy. A 3 kW system gets ₹78,000. A 5 kW or 7 kW system also gets ₹78,000, since the cap applies at 3 kW. The subsidy is credited directly to your bank account after commissioning verification.

When combined with net metering savings, the effective payback period for most residential systems in Indian cities falls significantly. We help homeowners calculate this during the site survey itself, using actual roof dimensions and electricity consumption data.

If you are ready to start, the process begins with a booking and a site visit. From there, we manage every step, from portal registration to DISCOM coordination to subsidy disbursement, so you can focus on the outcome: lower bills and a home that generates its own power.